While buying a house isn't nearly as difficult as many people make it seem, it also isn't the most pleasant of experiences. Granted, we have been lucky enough to have an easy go of the process, and I am sure that it is really hard for some people.
Having a budget is probably the hardest part. We knew that we wanted to buy new so it was really hard to walk into model homes that were $50,000 outside of our price range. Because all of those homes fit our every want and need. Unfortunately when you have a limit there will always be sacrifices that need to be made. In our case, we fell in love with a house that seems to be just one room too small. While this house will be perfect for us for quite awhile, if the time ever comes that we have more than one kiddo running around, it might be a little cramped for us. There is a lot to love about it, though, and I can't stop daydreaming about how I want to decorate. I have so many little projects already started in my head!
The most ANNOYING part of buying a house is the home loan. Now, we were not really planning on buying a house, it just sort of happened. We met a realtor and he took us to our dream(for the budget) house and we ran some numbers and our credit and found out we would be paying only about $70.00 a month more than we are at our rent house. For 1,000 square feet more, and for something that is our very own. I think that is worth it. So with that in mind we took the plunge, with no prior loan approval or anything. Had we planned ahead we would have done that totally differently. We would have shopped around, we would have been pre-approved. Because the last month has been the longest pain in the ass of waiting to see if we are approved while being sent on a crazy scavenger hunt for tons of paperwork that of course we have no idea where we put it since we just moved into the rent house and haven't unpacked yet.
Another thing to note for the future: Don't trust anybody. Even our realtor (who I think is shady as all get out, but Dan doesn't see what I see) is only out for himself. I mean, really, who tells their buyers that they don't need to do an inspection since the house is brand new?! We had an inspector come out and it was the best decision, he found some issues with the roofing and with the gas exhaust pipe that I am sure we never would have found in our walkthrough. And those are some big issues! Not big enough that they can't be fixed before we move in, but the exhaust pipe could be a potential fire hazard!
Well, we move in 9 days and I feel like we will be moving for the billionth time this year. But I am SO DARN EXCITED because I can't wait to start my life, in my very own home, with the man I love.
I can't wait to sign those papers on August 24!
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